Which is best - an estimate for time plus materials OR a quote for the total amount?

  • It is best to be very careful when you receive a quote for a total amount.  This may lead the individual who is completing your project to cut corners in terms of quality in materials and time in order to make their profit. A time and material estimate means you pay only for the materials used and for the time it takes to complete the project. 

Financial Goals

How can I finance my home renovation project?

  • If you are wanting to change your house through renovations or complete an addition to your house and are not sure how to finance your dreams, it is best to visit with your financial institution.  There are several options that they will be able to help you explore.  For insistances, there are accounts which can be established that are based on the equity in your home.  This would allow you to access up to 75% of the value of your current home.  There are lots of other options so visit your bank for ideas on how you can make your dreams a reality.